ModulesDecision memoUpdated 2026-04-18

Billing & Payments

Stripe-powered billing with self-service checkout, automated invoicing, 4-stage dunning, multi-currency support, and revenue analytics.

Buyer-readyFounder-grade detailModules

Self-Service Checkout
Tenants subscribe and pay instantly via Stripe-hosted checkout — no manual invoice steps.
Automated Invoicing
Every payment generates a numbered, downloadable invoice with line items and tax detail.
Smart Dunning
4-stage failed payment recovery with graduated emails, grace periods, and auto-fallback.
Revenue Dashboard
Real-time MRR, ARR, churn rate, and platform health score from your billing data.
Multi-Currency
28 Stripe-supported currencies with zero-decimal and 3-decimal handling built in.
Payment Links
Enterprise sales? Generate Stripe Payment Links for custom deals without a checkout session.

Three Checkout Modes

Mode	Best For	How It Works
Self-Service	Standard SaaS subscriptions	Tenant clicks 'Subscribe', pays via Stripe Checkout, subscription activates automatically.
Contact Sales	Enterprise/custom pricing	Admin generates a Stripe Payment Link and sends it to the client. Same automatic activation on payment.
Manual Assignment	Free tiers, partnerships, trials	Admin assigns the plan directly — no payment required. Instant activation.

Stage	Timing	Action
Stage 1: Payment Failed	Day 0	Immediate email with link to update payment method
Stage 2: Grace Warning	Mid grace period	Follow-up email, yellow warning banner in portal
Stage 3: Final Warning	≤2 days before suspension	Urgent email with red banner
Stage 4: Suspend	Grace period expires	Access restricted, admins deactivated, auto-fallback to free tier

Metric	Description
MRR	Monthly Recurring Revenue — sum of all active monthly subscriptions
ARR	Annual Recurring Revenue — MRR × 12
Total Revenue	All-time cumulative paid invoices
Churn Rate	% subscriptions cancelled in the last 30 days
Platform Health Score	Composite score: MRR trend + churn + trial conversion